Opportunity Now For Lower Premium On Some Life Insurance

Opportunity Now For Lower Premium On Some Life Insurance

The price of some life insurance products is going up.  Many carriers will be re-pricing their products which contain No Lapse Guarantee Riders.  This is due to an industry-wide change to reserving requirements for secondary guarantees mandated by Actuarial Guidline 38.  This will affect certain Universal Life (UL) and Indexed Universal Life (IUL) products.  Some changes will go into effect…

Continue Reading...

Executive Guarantee Issue Life Insurance

Executive Guarantee Issue Life Insurance

With Executive Guarantee Issue Life Insurance, no medical exams are required.  Katz Life Group can currently provide Guaranteed Issue products in the following situations: Groups with applications on ten or more lives if for Universal Life Insurance Groups with applications on twenty or more lives if for Term Life Insurance These products work very well in professional firms, especially where…

Continue Reading...

Finance For Life Insurance – Little Out of Pocket

Finance For Life Insurance – Little Out of Pocket

If you require a life insurance policy for income protection or estate preservation and do not have the liquidity to pay annual premiums, you might qualify for life insurance premium financing.  You could qualify even if you require as little as $1 million to $3 million of coverage. While collateral might be required and usually some small out of pocket…

Continue Reading...

Unique Products & Strategies For Life Insurance

Unique Products & Strategies For Life Insurance

Some new life insurance products recently introduced to the market by several carriers allow for unique strategies for insureds. Now, estate preservation and planning, income replacement and other strategies are available.  Our professional team, backed by many years of agency experience and support can guide insureds through the process and provide the best products for ones circumstances and needs. For…

Continue Reading...

Life Insurance Premium Financing

Life Insurance Premium Financing

Many insureds require life insurance but have their assets at work earning interest and revenues from productive assets. In many cases insureds have assets but not the liquidity needed to pay required premiums the face amount of life insurance required to protect one’s estate. Katz Life Group believes in employing OPM – Other People’s Money. Lenders currently have funds available…

Continue Reading...

Clear Results For Life

Clear Results For Life

Welcome to Katz Life Financial. We provide consulting, commercial lending, and services related to life insurance such as new issuance of life policies, life settlements and life insurance premium financing. We write life insurance cases of all sizes, from small term policies to large face policies for high net worth individual to large face cases requiring life insurance premium financing….

Continue Reading...